Does Loyalty pay? Pt 2 – Be aware of the hooks.

The average individual belongs to 23 loyalty rewards programs. That puts me way above the Average Joe since I have at least 62 bookmarks  to various frequent use programs. It does not count the grocery and pharmacy chains that require a card just to buy sale priced item on the shelf.   Am I a sucker for participating in these schemes? Continue reading “Does Loyalty pay? Pt 2 – Be aware of the hooks.”

Does Loyalty Pay? Pt. 1

Loyalty programs are one of the benefits for us road warriors that offset being away from home too often. The secret to making the most of them is to pick a single program and stay loyal to one in each sector.

The object of these marketing (that is what they are) programs is to make you a loyal customer – Read here for detailed analytics of what THEY want from you.

Loyalty programs are designed to pay out based on volume.   If you spread out your airline, hotel, rental car, and credit card usage to multiple places it reduces the rewards to nothing.   They pay out what will cost them little such as hotels or airlines that typically are below capacity on weekends giving away what is normally empty space.   If you have accumulated a large number of points, it allows the luxury of fulfilling week long vacations, which are only available with high amounts of points. You can only stick it to the big guy by doing what they really are seeking, your loyalty. Personally, because of my travel schedule, other than food, we have not paid for a vacation in 16 years. Continue reading “Does Loyalty Pay? Pt. 1”

Why Didn’t Somebody Tell Me That?

Wisdom is shouting to us everywhere and the amount of information available  is growing so fast that knowledge that used to take 100 years to duplicate currently is doubling every 13 months.  At the present pace because of the ‘Internet of Things’ increasing rapidly, it is predicted to decrease to a mind boggling every 12 hours.  (“Knowledge is Increasing”)    Despite all the advances of technology, is it really making people smarter? Continue reading “Why Didn’t Somebody Tell Me That?”

‘We’re all just one decision away from stupid’. Part III of – That moment, when you are thankful for what did not happen.

One of my biggest delays before starting this how to live well blog was being sure I totally had my act together. My biggest fear was knowing that the first group that would read it would be friends, family and  people I work with.   They especially would be the ones who could call me out in a heartbeat.   Fear of judgment from others can be suffocating. Continue reading “‘We’re all just one decision away from stupid’. Part III of – That moment, when you are thankful for what did not happen.”

Why Not Me? Part II of – That moment, when you are thankful for what did not happen.

Our bellies are full and Thanksgiving day is over and we reflect. For some it may have been the best day ever with family and all the things we truly are grateful for.   In our household this year it was one of the better ones but difficult breaking bread with my mother-in-law suffering with stage 4 dementia.  For others it may have been the worst ever.   Seeing all the happy Facebook posts from people can be depressing if your situation is not so hot.   It is so easy to get in the Why Me syndrome and spiral downward with negative. Continue reading “Why Not Me? Part II of – That moment, when you are thankful for what did not happen.”

That moment, when you are thankful for what did not happen.

Thanksgiving is here and it’s time to think about all the things we are thankful for.   I am so grateful for my family, friends, good health and a long list of other things.    I am quite blessed and thankful to our God who loves us as a son or daughter caring about our every need.  We usually go around the table every Thanksgiving in our house and have everyone name one thing they are thankful for.   This year I’m going to change the pattern as the story behind this picture I took last week is all about that moment, when you are thankful for what did not happen. Continue reading “That moment, when you are thankful for what did not happen.”

Is religion evil? Avg Joe’s Full Story

Is religion evil?  Avg Joe’s Story

I was recently reading one of those message boards where two people were going at each other about religion in a not so pleasant way. One of them stated   ‘religion is the root of all evil’.   When it comes down to it if you look at how Webster’s Online Dictionary defines religion and the state of some religions that have existed over times past and present, I might actually agree with the statement.

Websters def   “Religion is a set of beliefs concerning the cause, nature, and purpose of the universe, especially when considered as the creation of a superhuman agency or agencies, usually involving devotional and ritual observances, and often containing a moral code governing the conduct of human affairs.”

At one point in my life I really agreed that religion wasn’t necessarily evil, but it sure did have a lot to question. That is until some coincidences turned my world upside down. Continue reading “Is religion evil? Avg Joe’s Full Story”

If not now, when? If not you, who? But where?

If not now, when? If not you, who?   But where?

The voice of the average Joe is seldom heard these days, let alone daringly as it was portrayed in a historical place called Solomon’s Portico.  (Read my bio to see who, where and what I am talking about)   For a long time this average Joe has stood on the sidelines allowing fear to reign.  Self-doubt, skeptics judging motives, and world beat downs that dueled with my confidence have frozen me in my tracks.   Way too many bites in the back (like my horse in the cover page is doing) have caused scars that have brought on the proverbial Whoahhhh, stay in a safe place.   Can you relate?

The time IS now, for this Average Joe to come out of the closet. No better place and time than here and now where I will write about triumphs, failures and lessons learned, often the hard way, in the pursuit of true peace.

Continue reading “If not now, when? If not you, who? But where?”